EU bank account

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Opening a bank account in the EU is a pretty straightforward process if you live in the EU. As a matter of fact, it is a protected legal right. In spite of that, any EU citizen who tried to open a bank account in another country of the union has horror stories to report. And when it comes to individuals or companies based outside of the EU, it is even harder.

Problem and

It makes a lot of sense for global exporters with trade partners inside the EU to have a bank account inside the SEPA payment zone. However all EU banks will demand that you procure official residency proof, and the overwhelming majority will require you to physically pay them a visit.


Virtual bank accounts, on the other hand, have no such requirement. If you only need a bank account in the EU in order for your trade partners to pay you seamlessly, you have no need for the multitude of services that come attached to a fully-fledged bank account. Virtual banking might be the way to go.

Your own IBAN account in the EU

Get your own Virtual bank account at B2B Pay, with your own unique IBAN number. Get paid easily in Euro and have the money automatically forwarded to your local bank account for an incredibly low 1% fee.

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Online bank in Europe

A small number of banks in Europe have leveraged the Internet to go "pure player" and have foregone brick-and-mortar agencies. Those banks allow you to open and manage accounts remotely. For example, EVO in Spain and N26 in Germany. Yet, they still demand that you or your business have residency within the EU..

B2B Pay on the other hand, provides non-resident bank accounts to its customers.

Open bank account in EU countries

Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, UK.

Join the 10 thousand plus businesses already with B2B Pay