Virtual Banking Services for International Businesses

B2B Pay has been helping 3000 companies collect payments from all over the world, pay suppliers abroad and convert currency at lower costs than a traditional bank.
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We have earned quite a few awards and industry recognitions...

  • Techstars
  • Accenture
  • Barclays
  • Exec Fintech
  • Nordea
  • BAI
  • BAI
Accounts and Services We Offer

Startup Account

Just starting your business? We provide a simple no frills virtual EUR account for sending and receiving payments in the SEPA zone. Receive payments in euros and send funds out via SWIFT to 170+ countries. Perfect if you are a small business with customers in Europe.

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Growth Account

We provide an online virtual bank account for receiving payments from Europe (EUR or GBP) and U.S.A (USD)*. Collect payments from customers, marketplaces and credit card processors, convert to 30+ currencies and send payments to 170+ countries. No monthly fees, just transaction fees.
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Full account

This is our A-rated account for those wanting to make, keep and receive payments in ANY currency from anywhere in the world via SEPA or SWIFT. It offers the best conversion rates and no hidden fees (ever). It is ideal for global exporters and for ecommerce providers. 

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Smart Currency IBAN

With the smart currency IBAN you can receive and store multiple currencies under the one account, using one single IBAN. The IBAN is pre-set up with 30+ different currencies, so when you receive global payments, it’s stored within the correspondent currency account.

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Currency Conversion

Straight forward currency conversion and payments engine. We can receive and convert your chosen currency to 25+ currencies and send it to 200+ countries.  No setup fee and no monthly fee.

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Payments Gateway

WIth our payments gateway you can perform credit card processing and process crypto currency online.

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Supporting customers in over 170 countries
We Cater to All Industries

Startups

Startups

Getting a new business off the ground is not easy; we have been there and know your pain. With over 50% of B2B pay customers being recently registered businesses, we have plenty of experience setting up accounts for startups

Own Bank accounts to collect from: 

We provide local bank accounts in your company’s name in the USA, Europe, Germany, and Great Britain to collect payments directly from customers, payment processors, marketplaces.

Benefits: 
We love startups not because we are one but also we want to grow with you. We've prepared for you the banking resources to grow your business and expand globally.

Non-Residents

Companies
Offshore

Our accounts are tailored for non-residents and offshore businesses. We can open cross border accounts for companies from 170+ countries. Our onboarding processes are fully digital and do not require visits to our offices. 

Own Bank accounts to collect from: 

We provide local bank accounts in your company’s name in the USA, Europe, Germany, and Great Britain to collect payments directly from customers, payment processors, marketplaces.

Benefits: 

Full digital onboarding and bank accounts that are approved and managed online

Fintech

Fintech

Most banks struggle to work with fintech companies due to complex payments regulations. We love fintech and can help remove these barriers to build your vision.

Own Bank accounts to collect from: 

We provide local bank accounts in your company’s name in the USA, Europe, Germany, and Great Britain to collect payments directly from customers, payment processors, marketplaces.

Benefits: 
We can provide you with a starter pack to test your business model and help with collecting payments, currency conversions and APIs.

IT & Consulting

Drop Shippers
Modern IT and consulting firms need global bank accounts to receive international payments. Our customers are often global players with staff and suppliers located globally.
Own Bank accounts to collect from: 
We provide local bank accounts in your company’s name in the USA, Europe, Germany, and Great Britain to collect payments directly from customers, payment processors, marketplaces.
Benefits: 
We understand risk and are able to onboard IT and consulting business fast and pay consultants globally in 25+ currencies. We can provide local bank accounts in Europe and America.

E-commerce

E-shops
Drop Shippers
High Frequency
We can provide local business bank accounts within the USA and Europe to allow you to collect payments directly from customers, payment processors and marketplaces. Use currencies to unlock new customer segments, price more competitively and increase your margins.
Own Bank accounts to collect from: 
Marketplaces: Amazon DE, Amazon US, Directly from customers, B2B, C2B, B2C
Benefits: 
Banking for all online businesses, no high fees on currency change, track your payments easily through our dashboard.

Blockchain

Payment
Marketplaces

With our payments infrastructure, crypto exchanges can safely send and store fiat funds with reputed banks.

Own Bank accounts to collect from: 

We provide local bank accounts in your company’s name in the USA, Europe, Germany, and Great Britain to collect payments directly from customers, payment processors, marketplaces.

Benefits: 

We help exchanges manage their Fiat with funds held at reputed banks. Many of our customers use our accounts to buy and sell on P2P networks. We love blockchain projects and are happy to provide your project with an account for managing your operations

 

Why Trust Us

We are real people trying to solve real problems. To date, we have helped thousands of companies worldwide open up virtual bank accounts. The founding team has broad and in-depth experience in both finance and technology across government and global corporations. B2B is partnered with prestigious financial institutions. We started our journey when we took part in the Nordea Bank Accelerator Program in Helsinki, Finland and the Barclays Bank Accelerator program. Check out the winning Barclays pitch below:
We are doing our best to cater to the banking needs of entrepreneurs all over the world. Wheter you're a digital nomad in need of a virtual bank account, or you are a company looking to operate with SEPA countries in a quick and easy way, you need a bank to back you up. We got your back. We provide virtual banking services for international companies like yours. 
Open your virtual account online and start banking.
Get your account as soon as 24h
FAQs
Virtual Bank Account: Features

Now, non-resident companies can get an IBAN within the EU. Powered by Barclays.

 

Problem:

Your company loses up to 20% off your margin on currency conversion and fees when you receive money from abroad. It’s time to stop losing money when getting paid.

 

Without B2B Pay, your company:

  • Cannot open a non-resident bank account in Europe
  • Cannot collect or send domestic wire transfers
  • Pays SWIFT fee of €30
  • Pays currency conversion cost of 3-6%
  • Cannot access EU payment gateways
  • Suffers from banking process bureaucracy
  • Cannot collect payments from marketplaces like Amazon
  • Waits 2-5 days per transfer

Solution:

Get a B2B Pay virtual bank account with a unique IBAN. Your new non-resident bank account is linked to your business bank account in your home country. You get a faster, 80% cheaper and transparent B2B transfer.

 

With B2B Pay, your company: 

  • Gets its own non-resident bank account in Europe
  • Can receive free payments from 35 EU countries in 2-12 hours
  • Can make SEPA payments to 35 EU countries
  • Saves €30 SWIFT fee and +80% on Foreign Exchange (FX)
  • Can take advantage of FX conversion automation
  • Can integrate with marketplaces and payment gateways
  • Can make global payments in 138 currencies
  • Gets Instant notifications of incoming payments
  • Can take advantage of online onboarding
Not Resident Bank Account

A virtual bank account is suitable for anyone doing business abroad.

 

International Payments

You can now receive the fastest B2B transfers from anywhere. Our Tier 1 partners give you access to any currency. We replace countless processes with a seamless conversion routine. Automation means you can send money to over 130 countries from any country with little to no effort. Our focus is on saving you money.

 

Virtual Bank Accounts

B2B payments should be free from bureaucracy. When you have a virtual bank account, B2B transfers are easier, faster and cheaper. You can monitor transactions in real-time. We use existing banking infrastructure to solve serious problems like reconciliation, cash management and pooling accounts.

 

Virtual Banking Layers

The world of banking is changing fast. Fintech offers financial solutions using technology, creating a new layer on top of the old banking systems. Better integration, quicker processes and lower costs means you benefit, as these effects grow exponentially. We use the latest technology, so when you use B2B Pay you save money.

Virtual Banking API

We develop seamless, secure and economical banking products regardless of the market segment. From managing 250 million euros split in thousands of international transactions to the creation of a system with 10 thousand IBANs that handles factoring, we are ready.

 

Key Focus Areas Include

Virtual Banking Layer

Simple white-label solutions to complex problems. Our technological expertise provides you with the best in cutting-edge financial packages — designed with your business in mind.

 

Key Features