• european bank account

    B2B Payments got cheaper.

    Traditional banks are keeping up to 20% of your profits.
    Imagine: 20% of your margin just for getting paid.
    You deserve better.

Global solutions for global markets

Companies lose up to 20% off their margin on currency conversion and fees simply by having to receive money from abroad. Think about it: 20% profit loss just for getting paid. International banking is a murky, slow, and convoluted process. We changed the way B2B transfers are made. From SME to Fortune 500, with a virtual bank account by B2B Pay, you keep your profits and you get paid the same day.

Working to build a better web of finance.

B2B Pay builds state of the art financial solutions based on robust, reliable traditional systems provided by giants such as Barclays.

International payments

The fastest B2B transfer, from anywhere, is now possible. Our Tier 1 partners give you access to any currency. Automation means there is little to no effort to send money to over 130 countries from any country. We replace countless processes into one money-saving automated and seamless conversion routine.

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Virtual Bank Accounts

B2B Payments should be without bureaucracy. With a virtual bank account, B2B transfers are easier, faster and cheaper and you monitor transactions in real time. We utilize existing banking infrastructure to solve serious problems like reconciliation, cash management, and pooling accounts.

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Virtual Banking Layer

The world of banking is changing fast. Institutions that learn to use FinTech will benefit from better integration, higher speeds, and lower costs. These will have exponentially beneficial effects to the magnitude of the internet itself. The latest technology is here. You are ready to use B2B Pay.

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Fundamental for all industries

Our solution's versatility means a world of optimised B2B transfers, increased efficiencies and dynamism for industries of all kinds and sizes.

Importers & Exporters

Drastic fluctuations in foreign currencies quickly eat into international traders’ margins. The amount of paperwork can be crushing. The cost of entry is often prohibitive, sometimes unbearable. With B2B pay, your profit margin improves by 7% to 20%.


Small to medium sized enterprises suffer from large banks’ expensive international transaction fees. With a virtual bank account, you are not only closer to your European customer but we also have a price structure made with your bottom line in mind.


Transferring money from Europe to developing countries is slow, inefficient, and costly. For an NGO, this is an unacceptable state-of-affairs. We offer an alternative that truly effectively makes sense financially and gets more out of your dollar.

Travel industry

The industry with the highest number of cross-border payments needs a solution that is operationally efficient and low cost. Our VBA allows players to give their customers a better user experience while staying in the black.

b2b payments

Virtual Bank API

We develop seamless, secure and economical banking products regardless of market segment. From managing 250 million euros split in thousands of international transactions to the creation of a system with 10 thousand IBANs that handles factoring, we are ready.

Key Focus Areas Include
b2b payments

Virtual Banking Layer

Simple white-label solutions to complex problems. Our technological expertise provides you with the best in cutting-edge financial packages — designed with your business in mind.

Key features
b2b payments

Virtual Bank Account

B2B Pay's dashboard gives you the exact information you need to know, in an easily accessible format. You can also easily download your transaction history in the format of your choice.

Key features
  • Designed for convenient access across devices
  • Conveniently export data for use in software such as Quickbooks
  • Receive notifications by email and optional SMS

B2B Payments

B2B Pay provides the financial solutions adapted to the 21st century


International payments are complicated and expensive. Banks are slow, frustrating, and offer little to no support. Once money is sent, there is little way to track where it is in the transaction process.

Without B2B Pay, your company:
  • Cannot open a bank account in Europe
  • Cannot collect or send domestic wire transfers
  • Pays SWIFT fee of €30
  • Pays currency conversion cost of 3-6%
  • Cannot access local payment gateways
  • Suffers with bureaucratic banking processes
  • Cannot collect payments from marketplaces like Amazon
  • Waits 2-5 days per transfer

Gets a virtual bank account with unique IBAN number. The account is linked to your business bank account in your home country. You get a faster, 80% cheaper and transparent B2B transfer.

With B2B Pay, your company:
  • Receives free payments from 35 EU countries in 2-12 hours
  • Makes SEPA payments to 35 EU countries
  • Saves €30 SWIFT charges and +80% on FX
  • Takes advantage of FX conversion automation
  • Can integrate with marketplaces and payment gateways
  • Makes global payments in 138 currencies
  • Gets Instant notifications of incoming payments
  • Takes advantage of online onboarding
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b2b payments

For custom solutions,
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Contact Us

Let's Make
B2B Payments

Let's make your transfer. Let’s do it well.

At Barclays

A new banking world

It is now possible to affordably connect SMEs to its suppliers - anywhere in the world - to more efficiently perform financial transactions with a European Virtual Bank Account and API integration.

  • Barclays
  • Techstars
  • Nestholma
  • Nordea
  • Tekes