global B2B payments

B2B Pay

Savings Case Study

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    Savings Case Study

    For B2B Exporters to Europe


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B2B Pay One of 10 Startups Accepted to Barclays Accelerator Powered by Techstars

Barclays Techstars

We're extremely proud to announce that B2B Pay has been accepted into the Barclays accelerator program powered by Techstars in Tel Aviv. With Barclays being one the most innovative banks in the world, and Techstars one of the most prestigious accelerators, we are very grateful for the opportunity to participate in this international program.

Export from India

Export from India makes up a big part of the Indian economy.

Indian travel agencies

Indian travel agencies often face problems when handling payments. It's cumbersome for customers to make international payments and the currency exchange provided on international transactions are usually far from ideal.

Why European importers don’t care about high international payment fees

When we started designing our B2B payments product we talked to a lot of exporters from all over the world and also tried to talk to a lot of importers in Europe. Talking with exporters was easy and we could see their pain. But not so with importers

Why B2B Pay is not using Bitcoin or blockchain payments (yet)

Bitcoin and blockchains are great, but not yet mature and thus too risky for a B2B business.

Legal note

B2B Pay is the trade name of B2B Trade Payment Services AB. We are registered in Finland.

We're in the process of obtaining a Payment Service Provider license from FIN-FSA, the Finnish financial regulatory body.

International B2B payments

When it comes to international B2B payments, there are not many options. In almost all cases, the importing company will simply initiate a payment with their local bank, which will then send the money to the exporter's bank, possibly through some intermediary banks. Each bank makes money on the transaction. Consequently, the incurred fees are at least 3% and can at times even exceed 6%. For a transaction of 50,000€, this can mean fees between 1,500€ and 4,000€. This means there is a huge potential for savings! Considering that most profit margins are not very big for global companies in competitive markets, finding a solution is important.

B2B payment processing

If you are a global business you rely heavily on B2B payment processing.

Savings Case Study

There are nearly 200,000 banks in Europe! All of them have varied fee structures between 3% to 6%, and processing times for transactions. Through which bank will your customer in Europe pay you and how much does this end up costing you? When you receive a payment from your customer in Europe they will simply initiate a payment order with their bank. All banks claim there is only a fixed fee of between 5 and 50€. But there's a catch: The exchange rate used for the currency conversion. You end up losing hundreds of euros because of this.


International bank transfers are expensive and time consuming.

B2B’s mission is to make international business transactions as quick and as cheap as possible with complete transparency about costs.

We also simplify the bureaucratic process and eliminate the need for back and forth paperwork.

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